Student Loan
Repayment Solutions
We take the stress, anxiety, and confusion out of the equation when it comes to tackling your student loan debt. No automated systems, no wait times, no frustrating phone calls. Just a real, human-to-human experience.
We guide you through your situation and make recommendations based on your individual case.
Choosing the right repayment plan can be tough. When researching your options, most of the repayment plans look pretty much the same. But what they equate to in terms of short-term and long-term cost is drastically different.
We not only help you understand how these plans work, but also show you what your individual case looks like mapped out within each option.
Human to Human
Strategy Focused
Personalized Planning
Relationship Oriented
What we do
Student Loan Repayment Planning and Wealth Accumulation
Attorney
It’s important for attorneys to understand the relationship between debt repayment and wealth building.
Attorney
Finding a healthy balance starts with deciding what to do with your student loans. We’ll help you find that balance.
Learn More
Physical Therapist
The smartest decision a PT can make early in their career is creating a repayment plan for their student loan debt.
Physical Therapist
When tackling large amounts of student loan debt, the strategy you choose will either cost you or save you tens of thousands of dollars. Be sure to make the right choice.
Learn More
Chiropractor
Whether you’re an employee of a practice or the owner of a practice, we have strategies specifically designed for you.
Chiropractor
The repayment strategy you choose can either cost you or save you hundreds - yes, hundreds - of thousands of dollars. Be sure to make the right choice.
Learn More
Attorney
It’s important for attorneys to understand the relationship between debt repayment and wealth building.
Attorney
Finding a healthy balance starts with deciding what to do with your student loans. We’ll help you find that balance.
Learn More
Physical Therapist
The smartest decision a PT can make early in their career is creating a repayment plan for their student loan debt.
Physical Therapist
When tackling large amounts of student loan debt, the strategy you choose will either cost you or save you tens of thousands of dollars. Be sure to make the right choice.
Learn More
Chiropractor
Whether you’re an employee of a practice or the owner of a practice, we have strategies specifically designed for you.
Chiropractor
The repayment strategy you choose can either cost you or save you hundreds - yes, hundreds - of thousands of dollars. Be sure to make the right choice.
Learn More
Veterinarians
You care for our favorite furry friends. We’ll take care of your finances. This starts with planning your student loan repayment.
Residents
Residency and/or Fellowship is a vital part of your career. Planning your student loan repayment during this time is key to securing your financial future.
Residents
The repayment strategy you choose during this time will either set you back or get you ahead of your financial goals. Be sure to make the right choice.
Learn More
Pharmacists
Planning your student loan repayment early in your career is vital to your financial success.
Veterinarians
You care for our favorite furry friends. We’ll take care of your finances. This starts with planning your student loan repayment.
Residents
Residency and/or Fellowship is a vital part of your career. Planning your student loan repayment during this time is key to securing your financial future.
Residents
The repayment strategy you choose during this time will either set you back or get you ahead of your financial goals. Be sure to make the right choice.
Learn More
Pharmacists
Planning your student loan repayment early in your career is vital to your financial success.
Specialization Matters
Traditional Repayment vs. Non-Traditional Repayment
There are over 15 different repayment options to choose from – which can get overwhelming when researching on your own. We boil it down to 2 repayment strategies: Traditional Repayment vs. Non Traditional Repayment.
Watch the video to learn more!
Total Student Loans Analyzed
$
0
Million
Total Savings
$
0
Million
Average Savings per Client
$
0
Testimonials
Curious about what people say about us & our services?
“Just after my first 15 minute phone call with Varela Financial, I instantly felt relief about my financial situation. Varela Financial answered all my questions, and completely relieved all my anxieties about my student loans. Varela Financial breaks down all the complex financial information into digestible chunks, and will make sure you 100% understand exactly what he’s talking about. One day I know I will see Varela Financial teaching financial planning classes at heath science schools. I really appreciate all your help Varela Financial and would urge anyone with loans or financial planning questions to work with Varela Financial! He has definitely changed my life.”
TanyaDoctor of Physical Therapy 
“Varela Financial is very knowledgeable. Extremely thorough and broke down everything for me to understand what our meetings would be about. In the meetings, I felt that I was being taken care of and I had nothing to worry about. He understood what I personally needed and found the best fit for me. Highly recommend working with him. Also fun to work with! Great experience.”
NoranSales Professional
"The consultation was very helpful. It was good to see that even though I got out of a graduate school program and wasn’t necessarily going to be making six-figures, it is possible to pay things down efficiently while still enjoying my finances, income, savings, and be able to save for retirement. That was a huge plus for me!"
LeannaDoctor of Physical Therapy
"Now that I have a good understanding of how my student loan repayment plan works, it makes me feel better about my monthly payments and gives me more wiggle room to plan for my other financial goals. Before meeting I was kind of freaking out not knowing what to do with my situation but feel very confident in my plan now, so thank you!"
KellyDoctor of Physical Therapy
"This meeting was very helpful. I didn’t know that I would need to pay taxes on my loan when it’s forgiven. I also didn’t know that having a family would help to lower my monthly and long term costs. I also didn’t know how to minimize my monthly payments as low as possible. So now that I know these things I feel a lot better about my plan!"
KaitlynAttorney
"I couldn’t find much information on the student loan websites regarding the different repayment plans so this [consultation] was extremely helpful. I liked visually seeing all the numbers and plans side by side and was excited to see how low my payments and total cost would be. Thank you so much!"
Bridget DPT
Our Mission
We solve your student loan problem so you can leverage your finances to live the lifestyle you deserve.
Your student loans shouldn’t hold back the evolution of your life. But, if you don’t plan properly, that’s exactly what will happen. Gaining control over your financial situation starts with how you handle your student loan debt. The time to take action is now!
Schedule your free 15-minute phone call to discuss your case today and learn how Varela Financial can help solve your student loan problem.
Plan your student loan repayment, reach you financial goals!