Resident Student Loan Repayment
Choosing the right repayment plan during residency is vital to securing your financial future. Watch the video to learn more!
Having confidence in your planning is crucial!
Case Studies
Case Study # 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Case Study # 2
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Case Study # 3
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Case Study # 4
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
State-sponsored repayment programs
Pennsylvania
District of Columbia
Florida
Louisiana
Maine
Maryland
Massachusetts
Minnesota
Montana
Nebraska (two programs)
New Hampshire
New Mexico
New York
North Carolina
Ohio
Oregon
Texas
Vermont
Mississippi
Virginia
Illinois
Indiana
Kansas
What to expect during our consultation
We’ll need to know how long your residency is. Are you doing a fellowship afterward? If so, for how long? From there, we’ll help you understand the breakdown of your loans, what repayment plans you qualify for, how those plans work, and most importantly what those plans look like mapped out within your individual scenario. At the end of our consultation, we email over our recommendations. We’ll also meet with you once a year to track your progress.
Frequently Asked questions
We use a 3-Step Process with our clients. The first step is our Approach Phone Call. The second step is our Student Loan Repayment Consultation. The third step is the Solution Meeting.
We offer a variety of financial services: student loan repayment services, wealth accumulation, insurance planning, and tax planning. Our goal is to have all the necessary financial services you need in one place. That way you have one TEAM of advisors that are all on the same page, rather than 4 different advisors telling you 4 different things.
Nope. There are four Income-Driven Repayment plans that involve loan forgiveness: IBR09, PAYE, REPAYE, IBR2014. PSLF is basically an “add on” to any of these options.
All Federal Direct Loans qualify for loan forgiveness on Income-Driven Repayment. The Federal Direct Loans are Grad Plus Loans and Stafford Loans.
It depends. Every case is different. Generally, you’d want to investigate this option if/when your monthly payments on a private loan would be lower than your payments on any of the federal repayment plans.
All Federal Direct Loans qualify for loan forgiveness on Income-Driven Repayment. The Federal Direct Loans are Grad Plus Loans and Stafford Loans.
Generally, if you have more debt than income, Income-Driven Repayment could be an attractive option for you. But every case is different so it’s important to consult with a professional before making any decisions.